Credit and Risk Analyst

Requirements : Grade 12, coupled with a Diploma or Batchelors Degree in Finance, Accounting, Business or related field In-Depth knowledge of Credit and Risk and minimum 5 years experience in Credit and Risk Department Knowledge of relevant Legislation: NCA, FICA, POPI Duties : Compile Documents related to all customer applications Ensure that FICA related and Internal documentation is received and up to date Assess the completeness and expiry dates of all the received documents Verification of all documentation is a requirement Evaluate the customers credit worthiness by following the guidelines and using the system applications provided Develop risk Profiles, set appropriate credit limits and make recommendations Maintain up to date knowledge of industry trends, economic conditions and regulatory requirements Monitor existing customer base for change in financial health, credit worthiness and market conditions Prepare and distribute reports on customer performance, highlighting areas of concern and recommending measures to minimize risk exposure Complete and return any adverse reports to Experian Maintain strong internal and external relationships

Location: Johannesburg, ZA

Posted Date: 1/17/2025