Senior Analyst [Loan Processing & Credit Risk Rating]

About Us: MUFG Bank, Ltd. is Japans premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Banks parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the worlds leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to be the worlds most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG shares trade on the Tokyo, Nagoya, and New York stock exchanges. For more information, visit https:// www.mufg.jp/english MUFG Global Service Private Limited: Established in 2020, MUFG Global Service Private Limited (MGS) is 100% subsidiary of MUFG having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC/ AML, Credit, Operations etc. to MUFG Bank offices globally. MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFGs global network across Americas, EMEA and Asia Pacific About the Role: Position Title: Senior Analyst Corporate Title: Analyst Reporting to: AVP or VP Location: Bangalore Job Profile Position Detail: Support the Business Support Team in conducting key monitoring and reporting tasks on behalf of GCIB. Working closely with the Origination and Portfolio teams within GCIB as well as Business Support London to provide valuable support in ensuring GCIB adheres to the terms and conditions of its transactions both internally and externally as well as assisting them on various internal processes from a credit admin perspective. Providing support to the junior Analysts in the team and checking their work. Key stakeholders in this role are; GCIB, Credit and Finance. Roles and Responsibilities: Active monitoring of Borrower Rating expiry dates. Perform and manage various administrative and due date control tasks in relation to the above in an efficient and responsive manner in order to manage operational risks and ensure internal and external deadlines are adhered to. Update, maintain and check various reports to ensure that correct information is reflected and monitored on an ongoing basis and report outstanding positions each month. Perform Daily downloads from GEARS of approved Credit Applications & Borrower Ratings, saving files in relevant folders. Remind RMs of upcoming items and escalate where necessary if no action/update is made Prepare and 2nd check Borrower rating shells in CARS for existing transactions Complete various exposure / loan utilization, rating/share price and branch reports Follow up with Agent Banks for any outstanding covenants that havent been received in order to expedite receipt. On a semi-annual basis complete and 2nd check the Form 270 Variable Interest Entity (VIE) report, obtaining Total Asset and Paid in Capital figures from our borrowers Balance Sheets. Build relationships throughout MUFG to establish peer networks, gather relevant information and help to ensure effective interactive inter-departmental collaboration. Develop an excellent understanding of all core systems and relevant procedures within GCIB. Provide support to the junior Analysts in the team and to oversee/check their work Act as subject matter expert to provide the necessary guidance/support to the new joiners Undertake any ad-hoc exercises / reporting as assigned. Job Requirements: Functional / Technical Competencies: Good understanding of banking products 4 years Banking / Financial background experience Experience working within a support team in the Financial Services sector A Level and/or relevant work experience Work / Skills Experience: Strong communication skills Excellent attention to detail and accuracy Results driven, with a strong sense of accountability A proactive, motivated approach The ability to operate with urgency and prioritize work accordingly A structured and logical approach to work Good problem-solving skills A creative and innovative approach to work Good interpersonal skills The ability to manage large workloads and tight deadlines A calm approach, with the ability to perform well in a pressurized environment Strong Excel & Word skills Equal Opportunity Employer: The MUFG Group is committed to providing equal employment opportunities to all applicants and employees and does not discriminate on the basis of race, colour, national origin, physical appearance, religion, gender expression, gender identity, sex, age, ancestry, marital status, disability, medical condition, sexual orientation, genetic information, or any other protected status of an individual or that individual's associates or relatives, or any other classification protected by the applicable laws.

Location: bangalore, IN

Posted Date: 12/26/2024