Risk Specialist II - Enhanced Due Diligence

Description

Location: On site in Memphis, TN, Johnson City, TN, Orlando, FL, Miami Lakes, FL

Summary

The position is responsible for performing confidential research and investigations of money laundering and other financial crimes.

ESSENTIAL DUTIES AND RESPONSIBILITIES

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  Monitor all aspects of client relationships and conduct customer due diligence and enhanced due diligence when necessary.

  
  


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  Analyze client account transactions to detect suspicious activity. Make decisions on appropriate action to take regarding the need for further investigation.

  
  


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  Document the summary of investigative findings (e.g., copies of statements/checks, media search results, results from internal system searches, etc.) and prepare cases for review and approval by management.

  
  


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  Provide risk rating recommendations to management for clients’ relationships reviewed, by determining if client is low or potentially high risk.

  
  


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  Onboarding - Review and Analyze prospect client(s) prior to onboarding.

  
  


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  Support management teams, ensuring daily, weekly, and monthly activities are completed on time.

  
  


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  Participate in exams/audits by assisting in gathering of data for federal regulators, state examiners, independent auditors, and law enforcement.

  
  


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  Performs all other duties as assigned.

  
  

SUPERVISORY RESPONSIBILITIES

1. No supervisory responsibilities

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:

1. 
   

   High school diploma or GED and 0-4 years of experience or equivalent combination of education and experience

   
   


2. 
   

   Compliance and Risk Management Experience – 0-2 years

   
   


3. 
   

   Banking experience preferred

   
   

COMPUTER AND OFFICE EQUIPMENT SKILLS

1. Microsoft Office suite

About Us

First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately ~7,300 associates and ~418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation’s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

Benefit Highlights

• Medical with wellness incentives, dental, and vision

• HSA with company match

• Maternity and parental leave

• Tuition reimbursement

• Mentor program

• 401(k) with 6% match

• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Corporate Diversity Commitment:

We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.

Follow Us

Facebook (https://www.facebook.com/FirstHorizonBank)

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LinkedIn (http://www.linkedin.com/company/first-horizon-bank)

Instagram

YouTube (https://www.youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209_-Q)

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)