Commercial Lender - McCracken Market | Nov 6, 2024

Commercial Lender - McCracken Market | Nov 6, 2024
Job Category: General
Requisition Number: COMME001222
Posted: November 6, 2024
Full-Time
Paducah, KY 42003, USA

Responsibilities

• Develops and manages new commercial loan business in the assigned market
• Retains and strengthens current relationships and seeks to develop new business through various channels such as cross-sales and working internal and external referral sources
• Analyzes applicant’s credit history and loan repayment capability
• Negotiates credit terms such as loan repayment methods and collateral specifications
• Develops and maintains interest rate structure consistent with bank policies and procedures and competitive with current market rates
• Evaluates potential client loan requests
• Keeps documentation exceptions to a minimum
• Maintains a diligent collection effort in order to keep past dues at an acceptable level
• Actively participates in local business and community events
• Attends team and bank meetings as scheduled
• Adheres to compliance with all federal bank regulations and laws, including those for consumer protection and the Bank Secrecy Act/Anti-Money Laundering Program

Qualifications

• Bachelor’s Degree in business, finance or related field or equivalent experience
• Five years’ previous commercial lending experience
• Proven track record of managing relationships and developing new business
• Knowledge of lending policies, procedures and regulations
• Strong financial analysis abilities, solid credit administration skills, excellent communication skills and sales ability a must
• Must be willing to work flexible and extended hours

PM22

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

PIfab5d7beb24d-30210-35985710

Location: Paducah, Kentucky, US

Posted Date: 11/8/2024